Any car accident in Raleigh is bad, but when it’s a hit and run, it can be difficult to hold the other driver responsible for damages. Unless you are able to get a look at the license plate or get a good description of the car, you will be responsible for the repairs and potential injuries from the accident.
Auto insurance can provide all of the hit and run coverage that you need, though it isn’t called “hit and run.” Instead, it’s a collection of various types of coverage.
Collision coverage will help to cover the damage to your car. A standard policy may not have this coverage and when someone else is responsible for hitting your car, this is what you want to have in place. While you hope you never need it, you know it’s there.
Uninsured motorist has two forms of coverage within it – bodily injury and property damage. Both of these may be important. During a hit and run, you may not know who the other motorist is and therefore they are treated as though they are uninsured. It helps for you to not pay out of pocket.
Medical Payments Coverage
There may be medical payments for you and your passengers. This coverage will help to take care of all of those medical bills that come in.
Call one of our independent agents at Young Insurance today to learn about auto insurance in North Carolina. We’re here to help you find a policy to protect against hit and runs and that is affordable.