Do you currently rent a home or apartment in Raleigh, NC? If so, consider the benefits of purchasing a renter insurance policy today. While the structure you are living in may be covered by the owner’s insurance policy, in the event of an accident or fire, your belongings can be destroyed and you can be displaced. Young Insurance Associates Inc understands the importance of renter insurance and how an uninsured tenant can accrue quite the financial obligation during such a tragedy.
Property and Possession Coverage
With renters insurance, your belongings are covered and insured, allowing replacement should there be an unforeseen accident such as a fire or natural disaster. These possessions include any items that belong to you or your family members staying in the home. Without coverage, the structure of the building will be covered by the homeowner, but your possessions as the renting tenant will be your own responsibility to replace those possessions. The most responsible option you can take is to purchase renters insurance.
Often times, renters find themselves temporarily displaced during these accidents. Clean up and renovation may be required to restore the home back to occupancy. Sometimes the structure may be destroyed beyond repair and you will need to seek permanent housing. During this transition, temporary housing is required. With renters insurance, these expenses are covered and your insurance will cover any temporary lodging expenses until you either return to the original dwelling or find a new rental property.
Get Prepared Today
Living in the Raleigh, NC area, accidents and disasters are as frequent in this area as any other major city. Renters have decided to protect themselves and have financial security in their insurance policies, should they find themselves displaced due to accidents. Contact one of our agents today at Young Insurance Associates Inc today for more information on our renter insurance coverage.